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Transparent, modern, and tailored financial and tax planning services to secure your future and protect the next generation.
Effective tax planning can make a significant difference over time.
Passing assets to the next generation requires careful planning.
Assisting clients in setting up trusts & plans that safeguard wealth
At Change the Rules, we do things differently. We are not your typical financial consultancy. Our approach is modern, transparent, and holistic — offering clients the reassurance of a family office under one roof. We provide wealth management, financial planning, and tax planning services designed to help you build, protect, and transfer wealth efficiently.
Founded by Andy Topping MSc, Chartered Wealth Manager, Change the Rules was created to break away from the outdated, opaque practices often found in the industry. Instead, we focus on long-term relationships, tailored advice, and a genuine commitment to helping you make the most of your assets.
Years of Experience
Customer Satisfaction
We deliver comprehensive support across all areas of
financial life, ensuring nothing is overlooked:
Independent advice to grow and protect wealth through carefully structured investments.
Full-service advice to align your financial goals with your lifestyle.
Smart strategies to reduce tax liabilities and make the most of allowances.
Helping you pass assets to the next generation efficiently, with trust and estate planning solutions.
Guidance on restructuring and protecting property portfolios.
Specialist advice for entrepreneurs, start-ups, and established businesses.
Choosing the right financial consultant can make a measurable difference to your long-term wealth. Research shows that advised clients are:
On average £40,000–£48,000 better off in pensions and assets over a decade.
More likely to save and invest effectively.
Likely to enjoy higher pension incomes and improved financial security
.
At Change the Rules, we go beyond numbers. We provide clarity, confidence, and a personalised service that helps clients make better decisions — today and for generations to come.
Change the Rules Limited
Transparency – Clear, fair fees with no hidden charges.
Personalised Service – Tailored strategies for individuals, families, and businesses.
Long-Term Relationships – We stay with you through every stage of life.
Holistic Approach – Bringing together multiple disciplines to ensure nothing is missed.
Let’s start a conversation about your financial future. Whether you want to reduce inheritance tax, restructure property assets, or secure long-term wealth for your family, our team is here to help.
📧 Email: info@changetherules.net
📞 Phone: 07724 323381
🌐 Website: changetherules.net
We provide wealth management, financial planning, and tax planning services designed to help you build, protect, and transfer wealth efficiently.
📧 Email: info@changetherules.net
📞 Phone: 07724 323381
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